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You do not want to find out a week before closing that your loan program has a rule you did not know about. If you are using conventional financing, FHA, VA, USDA, jumbo financing, or another type of loan, the rules may vary. Your lender can explain what applies to your specific situation. Do not forget about reserves Even if you receive a large gift, your lender may still want to see that you have money left after closing. This is called reserves. Reserves are funds you ha

Selling a house together sounds simple from the outside. You list the home, get buyers through the door, review offers, accept the best one, close, and move on. But anyone who has actually gone through it knows there is a lot more happening behind the scenes. Selling a home as a couple, as co-owners, or as a family decision can bring up conversations that are not exactly fun. Money. Timing. Expectations. Stress. Repairs. Moving plans. What one person wants may not be exactly

Spring is traditionally the busiest season in real estate , and 2026 is shaping up to be no exception in the Kansas City area. As temperatures warm up and more homes hit the market, many buyers and sellers start asking the same question: “Is now a good time to buy?” If you're considering purchasing a home this spring, here’s what you should know about the current market in the Kansas City metro. 🌷 More Homes Are Hitting the Market Spring typically brings the highest number o

Why Interest Rates Are the Story This Month As we roll into March 2026, one of the biggest headlines in real estate isn’t just home prices or inventory — it’s interest rates and what they mean for Kansas City buyers and sellers. 📉 Mortgage Rates Are Finally Easing After years of elevated borrowing costs, there’s real momentum in mortgage rate movement: 📌 30-year fixed mortgage rates recently dipped below 6% for the first time in over three years — with averages around 5.9